Why thousands of seniors are stuck in a costly Medicare mistake

When Cindy Hunter received her Medicare card in the mail last spring, site she said she “didn’t know a lot about Medicare.” She and her husband, case retired teachers who live in a Philadelphia suburb, mind decided she didn’t need it because she shared his retiree health insurance, which covered her treatment for ovarian cancer.

“We were so thankful we had good insurance,” she said. So she sent back the card, telling officials she would keep Medicare Part A, which is free for most older or disabled Americans and covers hospitalization, some nursing-home stays and home health care. But she turned down Part B, which covers doctor visits and other outpatient care and comes with a monthly premium charge. A new Medicare card arrived that says she only has Part A.

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